We offer no equity 2nd mortgages for qualifying borrowers. Our loan products allow you to borrow money with a 2nd home lien with loan amounts up to 125% loan-to-value.  We offer loans to first-time homebuyers and people who own a home, but do not have any equity yet. 

Most borrowers take out our second mortgages because they want to refinance their high interest loans or to pay off credit card debt.  Sometimes people take out 125 loans for funding home improvement projects as well. 

Second Mortgage Lenders for Borrowers with Bad Credit Scores

  • Second Mortgage Loans up to 125% Loan-to-Value
  • 125% Second Mortgages with Bank Statements used instead of W2's
  • Home Equity Loans to 100% with No Income Documentation
  • Interest Only Home Equity Credit Lines to 100%
  • Fixed Rate Debt Consolidation for 2nd Mortgages to 125%